Client Second Brain

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Household
Whitaker Family
Eleanor Whitaker · age 67
HNW
AUM
$8.45M
Custodian
Schwab
Advisor
Marcus Chen
Ledger
$8.45M
Goals
  • Preserve capital
  • Fund grandchildren education
  • Charitable giving
Accounts
  • Joint Taxable$4.20M
  • IRA$2.90M
  • Trust$1.35M

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Recent Notes

18 of 18
  • EmailMay 1, 2026·Eleanor Whitaker

    Marcus — please confirm the 529 contributions for the grandchildren are scheduled for June. Also, I'd like to increase the DAF contribution by $50K this year.

  • MeetingApr 30, 2026·Marcus Chen

    Q1 review with Eleanor and son Tom. Discussed RMD strategy and noted Eleanor's concern about market volatility heading into year-end. Reviewed donor-advised fund (DAF) balance — currently $185K. Tom asked about Roth conversion math; deferred to follow-up.

  • Planning issueApr 30, 2026·Marcus Chen

    Open: Roth conversion analysis for Eleanor — likely beneficial given lower tax bracket post-spouse passing. Target completion before June.

  • EmailApr 15, 2026·Tom Whitaker (son)

    Following up on the trust review — when can we schedule with Linda? Mom seems anxious about it.

  • Planning issueApr 2, 2026·Ops - Sarah K.

    Beneficiary form for IRA still lists deceased spouse. URGENT — need to update before next distribution cycle. Compliance flagged.

  • Planning issueMar 25, 2026·Compliance - Jordan E.

    ADV disclosures up to date. Note: trust account documentation needs refreshed letter of authorization.

  • Life eventMar 12, 2026·Marcus Chen

    Eleanor mentioned her husband Robert passed away in February. Reviewing beneficiary updates across all accounts. Spousal IRA rollover required. Estate attorney is Linda Mehta.

  • MeetingFeb 20, 2026·Priya Raman

    Coordinated call with estate attorney Linda Mehta. Trust restatement underway. Insurance trust funded properly.

  • Life eventFeb 8, 2026·Marcus Chen

    Robert Whitaker passed away unexpectedly. Family deeply affected. All meetings paused for 30 days.

  • MeetingFeb 6, 2026·Marcus Chen

    Retirement income strategy. Bucket approach finalized; 3 years of cash + bond ladder built.

  • MeetingJan 15, 2026·Marcus Chen

    Discussed asset allocation drift — equity now 62% vs target 55%. Rebalancing scheduled for Q2.

  • MeetingDec 18, 2025·Marcus Chen

    Year-end planning. Harvested $42K in losses in joint taxable. Discussed gifting strategy — Eleanor wants to use annual exclusion fully for 4 grandchildren.

  • EmailNov 1, 2025·Marcus Chen

    Got the welcome packet, thanks! Two clarifications below.

  • EmailOct 14, 2025·Eleanor Whitaker

    Forwarding the CPA's note on the K-1 timing — want your read.

  • Life eventSep 4, 2025·Marcus Chen

    New grandchild — Olivia. Discussed adding to 529 plan rotation.

  • Planning issueJul 31, 2025·Ops - Jamal O.

    Open: Roth conversion analysis — projected favorable bracket window through year-end.

  • MeetingApr 15, 2025·Marcus Chen

    Estate attorney coordination call. Trust restatement underway; expected close in 60 days.

  • Planning issueMar 11, 2025·Ops - Sarah K.

    Open: trusted contact form missing. Sent request; awaiting return.